From crypto trading apps to “millionaire mentor” courses, the internet teems with promises of effortless wealth. These schemes profit by selling dreams of easy money, preying on the aspirations of those yearning for financial freedom. Such exploitation is not only deceptive but also morally wrong.

As Naval Ravikant aptly stated,

“Nobody who’s actually good at making money needs to sell you a course on it.”

Consider firms like Renaissance Technologies and Jane Street, whose proprietary algorithms drive immense profits in high-frequency and quantitative trading. These industry leaders guard their strategies fiercely, relying on innovation and talent rather than selling their methods. Their exclusivity underscores a key truth: if a strategy truly guarantees wealth, its creators would exploit it themselves, not market it to the masses. Those who sell “easy money” schemes often rely on the hopes of vulnerable individuals, profiting by dangling false promises before those least equipped to discern their flaws. This predatory practice exploits trust and desperation, making it an ethical betrayal.

Profiting from such deception is indefensible. Financial success demands hard-won knowledge and persistence, not shortcuts sold at the expense of others’ dreams. We must reject these schemes and champion integrity over exploitation.